Say Goodbye to Reload Queue! Ride the MTR with Visa!

February 6, 2024

 Visa Card is all you need to ride the MTR!

Starting from 23 December 2023, passengers can use their Visa’s Contactless Bank Cards (Credit Card or Debit Card) to enter and exit gates for MTR rides*, offering extra convenience to travellers with additional e-payment choices to promote smart mobility!

*Excluding Airport Express, Light Rail and MTR Bus

First launch with Visa, more card options on its way

In the first phase, Visa’s contactless credit cards or debit cards are accepted for paying MTR fares. More card options will be available in the second phase of service to be launched in third quarter of 2024.

Note: Only credit cards or debit cards with a near-field communication (NFC) antenna plus a Contactless Indicator shown on the card are compatible for tapping in and out the gates for MTR rides.

Use the Light Blue gates for tapping in and out

Use the “Light Blue gates” and tap your contactless credit card, debit card, or any payment-enabled device, such as mobile phones or smartwatches, at the designated processor with a Contactless Symbol.

Light blue ticket gates that accept contactless bank cards. Picture: MTR

Support other payment-enabled devices

In addition to physical contactless credit card and debit card, the gates also accept multiple payment-enabled devices, such as mobile phones or smartwatches, for paying MTR fares. More choices for smart travel!


Things to note:

  • Contactless Bank Card fare is the same as Adult Octopus fare. Other fares (e.g. Child/Concessionary/Elderly, etc.) are not applicable.
  • Other fare concessions by MTR and the Government’s Public Transport Fare Subsidy Scheme are not applicable to Contactless Bank Card.
  • MTR rides that interchange at Tsim Sha Tsui station/East Tsim Sha Tsui station will be considered as two separate single journeys and be charged separately.


You ride, Moovit guides!